Full Fee Disclosure
Pension and retirement plan sponsors typically offer high-cost lifestyle or lifecycle managed funds to employees who may not know how much the funds are costing them. InR is paid for investment advice, and all of our fees are fully disclosed up front, with no hidden costs. This results in more money staying in the sponsor's plan, as it should be.

Lower Investment Costs
InR's use of Exchange Traded Funds (ETF's) and Index Funds (i.e. Vanguard), allows us to offer investment products that trade like a stock, and function as an index fund, but with lower investment costs than all mutual funds. Our staff combines personal attention with the tools, software and investment vehicles that optimize our clients' portfolios with respect to risk and rewards. Our low-cost platform, coupled with intelligent investment advice and leading-edge technology, focuses on higher return on your investment dollars.

Fiduciary Responsibility
InR acts as a co-fiduciary with plan sponsor to facilitate and comply with D.O.L. and ERISA standards for a fiduciary. As well, our plan level and participant investment advice coupled with annual meetings with plan trustees enable plan sponsors to follow prudent investment strategies.

115 W. State St. Suite 300 Media, PA 19063 1-877-InR-1733 P: 610-891-1677 F: 610-891-1679

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Registered Representative Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC.
Investment Advisor Representative, InR Advisory Services, LLC., a Registered Investment Advisor. Cambridge and InR are not affiliated.